In the bout Ive never altogether paid eminently celebration to security issues when it comes to user names and passwords. Frankly I figured it was all a lot of overblown hype. This led to an unfortunate incident that involved my website being attacked, apparently by a skillful youth with a propensity for mischief.

The main security flaw with my website was probably the simple fact that the username and password were exactly the same.

Paypal is a skillful whereabouts and is used by many to pipe and receive money. Unfortunately some dishonest people are using the Popularity of Paypal to line their own pockets with gold at the expense of unsuspecting Pay Pal members. These paypal Scam Artists will try to get your Paypal ID and password so they can Login then Clean out your Paypal Account of all funds. Paypal is fully aware of this problem and is doing everything possible to stop this. Unfortunately if someone logs into an account with a valid Id and Password it is very hard for Paypal or any other secure site for that matter to stop it. As a Consumer you need to be educated so you can protect yourself.

A Typical Paypal Scam Artist will send you an e-mail requesting that you update your account. Often this request to update your account is made under some false pretence like it is suspended or has been suspected of Fraudulent use. Here is a Copy of a recent Paypal Scam E-mail I received http://ewguru.com/hbiz/scam.html. You bequeath devise the Pay Pal Link on this page looks real. Don't perceptivity it. You can however end a right click properties and notice that it is in fact a phony link.

Paypal has an excellent online Article about how to spot Fake E_mails. Much of the Material in this article is derived from the paypal site http://www.paypal.com/us/cgi-bin/abuser?cmd=kept/general/SecuritySpoof

Here are 7 ways to spot a Pay Pal Scam E-mail and Protect Yourself from Identity Theft

As the inject of humanity using the Internet as an integral quotation of their daily life grows, it is inevitable that the number of Internet Scams will grow. Unfortunately there are many forms of scams but in this article we will look at three of the most prominent.

419 fraud or Nigerian Scams

Also known as advanced fee fraud (AFF), 4-1-9 scams are named after the section of the Nigerian penal code that deals with fraud. Although originally originating in Nigeria these scams can originate from anywhere. If you fall for one of these at best you will lose thousands of dollars; at worst you will lose your life. These usually start with an email from a bank official or the relative of a recently deceased African president or a government minister informing you that they have access to millions of dollars but need your help to get the money out of the country. The end result is that when the deal is threatened you will be asked for money to secure the release of the funds. Do not under any circumstances reply to these letters, people have been murdered while following up with these scams.

According to the Anti-Phishing Working Group (APWG) email scams again manifest as phishing attacks absolve more than 2,000 victims each day from more than 75 million phishing emails that are sent each day. The APWG also claims that these email scams steal close to $1 billion a year from its victims.

Phishing (pronounced fishing), is online identity theft that uses spoof emails, fraudulent websites and crimeware to trick unsuspecting internet users into providing financial data, credit card numbers, social security numbers, account logins and passwords, etc.

These email scams (spoof email) mimic legitimate companies such as banks, credit card companies, investing companies, paypal, ebay, etc. These fraudulent emails look like they are from the "real" company; many even include the real company's logo. Generally these emails try to convey a sense of urgency; if you don't correct this problem your account will be suspended.

The spoof email may state that there is a problem with your account and if you do not log in and update your information your account may be suspended, restricted, terminated, or something similar. They may also request user name, passwords, credit card numbers, social security numbers, etc.